2015 View

In: Business and Management

Submitted By cedo
Words 3207
Pages 13
Barclays 2015 Citizenship Plan
September 2012

We will...
...help individuals, businesses and economies progress and grow.

“Our priority is to establish the right culture and leadership, making citizenship core to our values and day-to-day business decisions”.
Antony Jenkins, Chief Executive, Barclays

Cover photography: Waterloo Housing Group Market turmoil was making it difficult for Waterloo Housing to raise finance for its programme of providing affordable homes. The conventional approach would have been to offer one solution. However, we took a more creative view by taking advantage of the breadth of resource across Barclays, offering Waterloo Housing a choice of options including structured debt, Private Placement and Debt Capital Market solutions.

Introduction

This Citizenship Plan sets out our intention to contribute to sustainable economic growth in a way that also creates value for society and in a manner that is consistent with the highest standards of integrity. The events following the financial crisis raised profound questions about the way in which the financial services industry in general, and more recently Barclays in particular, operates. Our reputation and that of the banking sector has been severely damaged. We recognise these events have created a breakdown in trust with customers, regulators and society and that we must work hard to regain that trust. In July, Barclays Board established an independent review of its business practices, led by Anthony Salz, reporting to Deputy Chairman, Sir Michael Rake, and a subcommittee of the Board. The review will publish a report before the 2013 Annual General Meeting outlining its findings and recommendations. The Board and Executive Committee have expressed their commitment to reviewing the recommendations carefully with the intention to implement them in full and to publish an account…...

Similar Documents

Views

...pproaches to interpreting quantum theory have been further explored and developed,[7][8][9] becoming quite popular. MWI is one of many multiverse hypotheses in physics and philosophy. It is currently considered a mainstream interpretation along with the other decoherence interpretations, the Copenhagen interpretation,[10] and deterministic interpretations such as the Bohmian mechanics. Before many-worlds, reality had always been viewed as a single unfolding history. Many-worlds, however, views reality as a many-branched tree, wherein every possible quantum outcome is realised.[11] Many-worlds claims to reconcile the observation of non-deterministic events, such as the random radioactive decay, with the fully deterministic equations of quantum physics. In many-worlds, the subjective appearance of wavefunction collapse is explained by the mechanism of quantum decoherence, which resolves all of the correlation paradoxes of quantum theory, such as the EPR paradox[12][13] and Schrödinger's cat,[1] since every possible outcome of every event defines or exists in its own "history" or "world". In lay terms, the hypothesis states there is a very large–perhaps infinite[14]–number of universes, and everything that could possibly have happened in our past, but did not, has occurred in the past of some other universe or universes. Quantum mechanics Introduction Glossary · History Background Bra–ket notation Classical mechanics Hamiltonian Interference Old quantum theory Fundamental......

Words: 381 - Pages: 2

Asean 2015

...ILS Discussion Paper Series 2012 ASEAN 2015: Implications of People Mobility and Services Mary Grace L. Riguer Working Paper Series 2012 For Discussion Purposes Only ASEAN 2015: IMPLICATIONS OF PEOPLE MOBILITY AND SERVICES Mary Grace L. Riguer The views expressed in this paper are those of the authors and do not reflect the opinion of the Institute for Labor Studies and the Department of Labor and Employment. Abstract This paper examines the readiness of Philippines for worker mobility within the region of Association of Southeast Asian Nations (ASEAN). It focuses on the implications of the impending establishment of the ASEAN Economic Community by 2015 as specifically governed by rules and regional commitments on free flow services, mutual recognition of qualifications and skills, movement of natural persons, and movement of skilled labor. 1 I. INTRODUCTION It is 2016 Filipinos can freely move for work anywhere in the nine (9) countries that comprise the Association of Southeast Asian Nations or ASEAN. Indonesians, Malaysians, Singaporeans, Bruneians, Myanmar, Cambodians, Vietnamese, Laotians can also do the same in the Philippines. Just the previous year, in 2015, the ASEAN Economic Community, as envisioned by ASEAN leaders in 2007, formally came to being, ushering in a region with a single market and production base characterized by free flow of goods, free flow of services, free flow of investment, freer flow of capital, and free flow...

Words: 8802 - Pages: 36

Asean 2015

...TECHNICAL EDUCATION AND SKILLS DEVELOPMENT AUTHORITY LABOR MARKET INTELLIGENCE REPORT MOVING TOWARDS ONE VISION ONE IDENTITY ONE COMMUNITY ASEAN VISION 2015 (An excerpt from the ASEAN Economic Blueprint) Office of the Deputy Director General for Sectoral TVET Planning Office TESDA Complex, East Service Road, South Superhighway Taguig City, Metro Manila Tel. No. (02) 888 5652; 817 2675; 893 1966 www.tesda.gov.ph CODE: ST-PO 05-12-2012 ASEAN Vision 2015 I. ASEAN Economic Community The ASEAN Economic Community (AEC) shall be the goal of regional economic integration by 2015. AEC envisages the following key characteristics: (a) a single market and production base, (b) a highly competitive economic region, (c) a region of equitable economic development, and (d) a region fully integrated into the global economy. The AEC areas of cooperation include: a. human resources development and capacity building; b. recognition of professional qualifications; c. closer consultation on macroeconomic and financial policies; d. trade financing measures; enhanced infrastructure and communications connectivity; e. development of electronic transactions through e-ASEAN; f. integrating industries across the region to promote regional sourcing; g. enhancing private sector involvement for the building of the AEC. In short, the AEC will transform ASEAN into a region with free movement of goods, services, investment, skilled labour, and freer flow of capital. II. Declaration on the......

Words: 2988 - Pages: 12

Demsetz View vs Traditional View

...studies the relationship between. On one hand, the collusion hypothesis, widely known as SCP (Bain, 1995), stipulates that as a result of market concentration which facilitates the collusion between firms of the industry, greater benefits like higher firm profits arise. On the other hand, Demsetz (1973) provide an alternative reasoning for the positive relationship between concentration and profitability. The efficient structure hypothesis suggests that market structure is dictated by the efficiency of the operating firms. The most efficient firms reap higher profitability and market share which eventually lead to higher market concentration. This review will present some literature findings which are either in favour of or against Demsetz view of efficiency hypothesis. Efficient-structure hypothesis stipulates that bigger market share is the outcome of efficient operations of the firms. It is subdivided into two forms of hypothesis. Under X-efficiency hypothesis, firms with superior management or production processes operate at lower costs and eventually gain more profits. Following-on higher market shares may result in higher market concentration. On another hand, scale-efficiency hypothesis posits that firms have comparable management technology and production but operate at respective optimal levels of economies of scale. A company’s cost position relies upon its relative market share. The higher the relative market share, the lower the company’s unit costs are and the......

Words: 2324 - Pages: 10

January 2015

...GK Power Capsule – January 2015 (The Hindu Review) This GK Capsule has been prepared by Career Power Institute Delhi (Formerly Known as Bank Power). This has been prepared on the basis of news and events appeared in The Hindu Newspaper in the month of January 2015. 1. 2. 3. 4. 5. 6. 7. RBI cut its benchmark rate by 25 basis points to 7.75 per cent. RBI’s growth estimate for 2014-15 is 5.5 per cent. a. Bank Rate – 8.75 % (0.25% Decreased) b. Cash Reserve Ratio – 4 % (Unchanged) c. Statutory Liquidity Ratio – 22 % (Unchanged) d. Repo Rate – 7.75 % (0.25% Decreased) e. Reverse Repo Rate – 6.75 % (0.25% Decreased) f. Marginal Standing Rate – 8.75 % (0.25% Decreased) United Nation Secretary-General Ban Ki-moon appointed Indian sociologist Saraswathi Menon in peace-building panel. Filmmaker Pahlaj Nihalani was appointed as the Chairman of Central Board of Film Certification. Nihalani will succeed Leela Samson. Nepali Congress leader Deep Kumar Upadhyay was appointed as Nepal's ambassador to India. Hari Shankar Bramha was appointed as the new Chief Election Commissioner. Brahma succeeds V.S. Sampath. Anupam Shrivastava was appointed as CMD of BSNL. Arvind Panagariya took charge as Vice-Chairman of NITI Aayog. He became the first vice-chairman of the National Institution for Transforming India (NITI) Aayog, which replaced the Planning Commission on 1 January 2015. NITI Aayog comprises of Prime Minister as chairperson,......

Words: 5826 - Pages: 24

Points of View

...Points of View Lately, there have been many different incidents with law enforcement. I personally believe that they tend to abuse their power. For example, the case with Michael Brown that occurred in Ferguson sparked up a lot of different emotions for everyone. According to CNN, “One side says the African American teenager was surrendering, his hands in the air to show he was unarmed, when the officer opened fire. Authorities counter that Brown had attacked the officer in his car and tried to take his gun.” I believe that the gun should have never been fired since the officer did not see a weapon on Brown. Law enforcement uses their power to their own advantage. I’m not saying all law enforcement does do this but there are tons that do. Wikipedia mentions that, “Instances of racism occur, even when the police force as a whole is not found to be racist.” Evidently, there are a lot of Caucasian officers that have been having incidents with minorities. It is very easy for people to believe that it is because of racism. I think that the justice systems needs to work on becoming more just and fair. There is no reason for weapons if the suspect does not have one themselves. I believe that officers get a bit nervous and overreact when confronted in these kinds of situations and rely on their guns to protect them, rather than being rational and thinking clearly. All in all, we may never know what these officers are thinking when in these situations but I do know that other......

Words: 360 - Pages: 2

Points of Views

...that actually stated that the Affordable Care Act was working and supported it by saying the cost of healthcare is coming down and premiums have decreased by 15%. This is significant coming from Politico which is one of the most prominent conservative websites in the world and for them to acknowledge the success of it is counter to the what the majority of the conservative politicians wanted. This shows that slowly everyone is started to accept this law and that it is better to come to the table and provide input to further improve it rather than obstruct and attempt to repeal. I find Politico to be a credible source and this article further strengthen my positive view of the Affordable Care Act. Sources Cited: Hamblin, J. (2015). The Atlantic. Retrieved from http://www.theatlantic.com/health/archive/2015/03/for-those-that-hate-obamacare-do-you-know-why/387913/ Schiliro, P. (2014). Politico Magazine. Retrieved from http://www.politico.com/magazine/story/2014/03/affordable-care-act-is-working-104942.html#.VYjjRPm6dpg...

Words: 539 - Pages: 3

Sona 2015

...to him before his term in 2010 such as 'Hello Garci'scandal, ZTE-NBN deal, MWSS bonus, Maguindanao massacre, and NFA anomalies. The president boasts his accomplishments in fighting corruption and poverty under his "Daang Matuwid" campaign and trumpeted economic gains. "The reforms we have sown along the Straight Path will bear an even more bountiful harvest in the future," Aquino said. "Corruption was the root of our people's suffering. Our battlecry: where there is no corruption, there will be no poverty," Aquino said. Aquino lauded Commissioner Kim Henares as she spared no tax evader. 380 cases have already been filed against those who attempted to evade taxes. In 2014, the commission's collection went up to P1.3 trillion, this 2015, the collection up to P1.5 trillion.Aquino said the Philippines is now called Asia’s Rising Tiger, Asia’s Rising Star, Asia’s Bright Spot as the country was unanimously deemed investment grade by the most prominent credit rating agencies. According to him, around 80,000 new entrants join our labor force every year.In the manufacturing sector, there's a 3% average growth from 2001-2009, up to 8% from 2010 to 2014. President Aquino claims that our unemployment rate dropped to 6.8% last year and considered as the lowest recorded in a decade.Once again, Aquino highlighted the 'Pantawid Pamilyang Pilipino Program' or 4Ps which now have 4.4 million beneficiaries from 786,523 in 2010. In 2008, there were 2.9 million out of school youth in the......

Words: 1875 - Pages: 8

Thesis 2015

...consider genre from the perspective of the discourse community and to link writer, reader, and social contexts together, The concept of genre enables writing teachers to look beyond the content, linguistic forms, and processes of writing so that they can assist students in their attempts to communicate with their reader. However, Swales underplays psychological elements, thus undermining the importance of tactical aspects of genre construction (Bhatia, 1993). The real world is not only complex but dynamic too; complex in the sense that it incorporates texts of various kinds, serving often overlapping and at the same time, conflicting communicative purposes. Recent genre literature will convince us of the complexities involved in the generic view of language, some of which one may find reflected in the following seven perceptions. 1. Although genres are identified on the basis of conventionalised features, yet we know they are constantly developing (Berkenkotter and Huckin, 1995). 2. We often find typical textualization patterns, yet we know expert members of professional communities exploit them to create novel patterns (Berkenkotter and Huckin, 1995). 3. We know that genres serve typical socially recognised communicative purposes, yet we often find genres being exploited to convey private intentions (Bhatia, 1993, 1995). 4. We all manage to identify individual generic artefacts, yet in the real world they are often seen in hybrid, mixed and embedded forms......

Words: 1649 - Pages: 7

Points of View

...Should Assisted Suicide be Legal? Stefan C Sooter HUM/115 October 12, 2015 Beverly Sessoms Should Assisted Suicide be Legal? As I type this opening paragraph for my essay, I should precursor this by saying that I'm beginning this piece as a non-advocate for assisted suicide. It's not just about my religious views, but also for the fact that I believe that with modern medical miracles, anything can happen. If you tap out of the fight too early, you may never know what could have happened. I understand that the situation can feel hopeless, and one can be in so much pain that one may feel like they can't take anymore, but I've witnessed first-hand desperate situations turn into miracles. My father was diagnosed in 2009 with Stage 3 Esophageal cancer. The chances of him living, especially at 65 years old, were thirty-three percent, at best. Today, he is one hundred percent in remission and living his life as a healthy senior man. That example alone is my reason for not believing in assisted suicide. A publication in the Evening Chronicle states that assisted suicide may be a dangerous law to pass. If legalized, it could set a precedent for those that are disabled or terminally ill to take their lives as to not be a burden to their family or friends (Anonymous, 2010). The author also goes on to discuss how legalizing assisted suicide could, "create pressure, particularly on those who are newly physically challenged, to end their lives. We should be fighting for proper......

Words: 645 - Pages: 3

World View

...World View Jonathan Hargrave Indiana Wesleyan University Management and Leadership MGT-302-01A John Vander Meer April 21, 2015 World View “See the bear in his own den before you judge of his conditions”. (Lewis, 1954, Chapter 4) C.S. Lewis seemed to be attempting to convey an often missed message. The lens through which we look at a set of circumstances changes our understanding of those circumstances. If we fail to look through different lenses and learn from what we see, important details will be unaccounted for. The four lens model exercise revealed differences, similarities and the tendencies of lens that I view the world through. The differences in the concepts changed depending on the lens. Leadership was described as missing through the cultural lens. The management and motivation lenses appeared to be compensating for what the cultural lens showed to be lacking. The same trend shows itself in the management and motivational categories with one exception. The cultural lens in these categories has a positive tone verses a nonexistent one. Diversity and change categories show an adoption of current status view without being connected to greater understanding. The differences still had a common thread. The exercise has showed that I feel as though I am playing catch up. The similar theme in the four lens model is staggering even to myself. The lens changed but the theme of what I saw through the lens stayed very much the same. There is a progression......

Words: 537 - Pages: 3

Summit 2015

...chairman ng Alibaba Group, ang pinakamalaking merkado sa buong mundo na kung saan ay inaasahan na may katumbas ng halaga higit sa $ 150 bilyon sa pamamagitan ng susunod na taon, ayon sa Forbes.com. Si Ma ay ang pangalawang pinakamayamang tao sa China (Forbes: $ 28700000000) at ika-18 na pinakamayamang tao sa mundo.Siya ay isa sa mga speaker sa APEC2015 Ceo Summit na gaganapin sa Nobyembre 16 sa 18 sa Makati Shangrila sa Makati. Tagapangulo ng Jollibee Foods 'Tony Tan Caktiong, ang 2015 APEC Ceo summit inaasahan upang lumikom ng ilang mga 700 chief executive officers mula sa buong rehiyon ng Asia Pacific upang talakayin sa ilalim ng temang "Ang paglikha ng Hinaharap. Mas mabuti, mas malakas, Sama-sama”.Ang CEOs ay pulong ang 21 lider ng APEC ngayong umaga ng Nobyembre 18. Foreign pandalawang Lula del Rosario, tagapangulo ng APEC 2015 Senior opisyal ng Pulong na ginawa ng mahirap na trabaho para sa mga Dayuhang Ministro at ang mga Leaders, cites Ma bilang isang halimbawa ng mga pagbabago sa pandaigdigang ekonomiya na APEC tackles. Ang APEC Economic leaders meeting pormal ng nagbukas kapakanan ng malilit na negosyo binigyan pansin. At matapos ang pag-uusap nila pangulong Aquino at US President Barack Obama iginiit na bababa ang tension sa west Philippines kung titigil ang trakstura sa pagtatayo ang......

Words: 1964 - Pages: 8

Asean 2015

...Kristel Bernadine S. Lacapag The Association of Southeast Asian Nations (ASEAN) is rapidly approaching a new milestone: the implementation of the ASEAN Economic Community (AEC) in 2015. This community is expected to transform South East Asia into a single market for production, distribution, investment and skilled labor movement, thereby paving the way for economic development of the entire region. As a single market and production base, it shall comprise with five core elements: free flow of goods, free flow of services, free flow of investment, freer flow of capital, and free flow of skilled labor. In addition, the single market and production base also include two important components, namely, priority integration sectors, and food, agriculture and forestry. But the Philippines, ASEAN’s brightest star and fastest growing economy, is nowhere near there yet. Domestic industries almost cry in unison, “We are not ready”. But when shall we be ready? The agriculture sector, for instance, is the most obvious that even those not directly related would easily say this sector is ill-prepared for ASEAN 2015. Farmers fear they cannot compete with products from other Southeast Asian neighbors which benefit from advanced farming technology and generous government support. In contrast, the Philippines, the world’s largest rice importer to feed its over 100 million population, has no proper irrigation infrastructure and relies on imported fertilizer for rice. Outside of the market......

Words: 464 - Pages: 2

Points of View

...Points of View Amanda B. HUM/115 April 18, 2016 Nora Clarke Points of View Healthcare System To put it simply I think our healthcare system is broken, especially since Obamacare came into action. More and more people are unable to afford the high cost of the insurance plans, and if you do not get the coverage, you get a fine at the end of the year. The Affordable Care Act was supposed to have been created to help people, but with the high cost of plans and outrageous deductibles & being fined if you do not get coverage, it seems to have hurt people more than help them. Healthcare Crisis Countdown: [ALL Edition] "Polls find at least 60 percent of Americans want public financing of the $2 trillion healthcare system, something that would work the way Medicare does for older citizens. The government would foot much of the bill from private hospitals and physicians" (Francis, 2006, para. 14). I believe the information that is provided in the article is not reliable. The author quotes others’ work and talks about percentage ratings of various things having to do with the healthcare system but, he does not show any proof. There are not graphs stating how, whoever conducted the study, came up with those numbers and no external link content anywhere to verify the information at hand. The author David R. Francis seems to be credible from the research I had done on him. According to “The Fiscal Times” (2016) website, he is a very well-known author for multiple......

Words: 1005 - Pages: 5

View

...Your view on yourself: You are down-to-earth and people like you because you are so straightforward. You are an efficient problem solver because you will listen to both sides of an argument before making a decision that usually appeals to both parties. The type of girlfriend/boyfriend you are looking for: You like serious, smart and determined people. You don't judge a book by its cover, so good-looking people aren't necessarily your style. This makes you an attractive person in many people's eyes. Your readiness to commit to a relationship: You prefer to get to know a person very well before deciding whether you will commit to the relationship. The seriousness of your love: Your have very sensible tactics when approaching the opposite sex. In many ways people find your straightforwardness attractive, so you will find yourself with plenty of dates. Your views on education Education is very important in life. You want to study hard and learn as much as you can. The right job for you: You have plenty of dream jobs but have little chance of doing any of them if you don't focus on something in particular. You need to choose something and go for it to be happy and achieve success. How do you view success: You are confident that you will be successful in your chosen career and nothing will stop you from trying. What are you most afraid of: You are afraid of things that you cannot control. Sometimes you show your anger to cover up how you feel. Who is your true......

Words: 298 - Pages: 2

[ Zobacz cały opis... ] | Utilitaires | Eli Stone