A Christian's Perspective on Debt

In: English and Literature

Submitted By sdhayes
Words 1989
Pages 8
“A Christian’s Perspective on Debt” The year 1990began a 10 year downward spiral into the pits of hell for me. After twenty years of marriage, my husband and I decided to get a divorce. I was left with nothing…no house, no furniture, a car I could not afford and the responsibility of providing for four children. All of a sudden, I was left alone to run a household and to raise four children singlehandedly. I was as green as grass, did not have a clue. I thought I could handle it all since I am a smart, educated, independent woman with a good job.I had excellent credit and a wallet full of credit cards. Never before had I been responsible for paying bills, my ex-husband paid foreverything. All of a sudden, I had a house note, car note, insurance, utilities, clothes, food, credit cards, and the list of bills just kept going on and onand on. Before I could get one bill paid the next one was in the mailbox. I knew that I had a decent job with a good pay but I was spending money faster than I was making it and pretty soon I did not make enough money to cover everything. Every time I turned around something was broken and needed to be repaired or one of the kids needed something. I began to usea credit card to purchase gas for my car to go to work. I used a different credit card to buy groceries. I paid tuition with a credit card. I bought books with a credit card. Pretty soon, I began to usea credit card to pay other credit cards. I was trapped in a vicious cycle of debt. I tried to get some relief through a bill consolidation loan but it was temporary fix because before I knew what was happening I was using the credit cards again. Soon, I was right back where I started;in big financial trouble. I was drowning in a sea of debt. I had so many bills that I could no longer even pay the minimum payment. I began to rob Peter to pay Paul. Bill collectors were calling me like…...

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