College Is Not an Option

In: People

Submitted By drakeallen52
Words 586
Pages 3
In our current society, a college education is no longer an option or privilege; it is a necessity. There are three reasons one must attend college: to get a good job, to have new experience and to increase ones knowledge. We are practically raised and conditioned to believe that a higher education is essential for a successful future. College is like a stepping stone to becoming a responsible adult; college students become self-sufficient because of all of the new found independence. College is completely different from high school because it encompasses multiple facets; such as, finances, academics, and new found freedom. They go away to college and face circumstances that they would most likely come across when they finally do go on their own. Bills have to be paid, time has to be managed efficiently, and deadlines have to be met, just like in the real world. The major reason of going to college is, of course, to get a good job. College prepares us with academic knowledge in order to succeed in the future. To get a good job, people must have acquired a set of specific skills. Especially, some jobs relating to technology, science real quire very skilful person. As the competition to get a decent job is increasing, it is close to impossible to obtain a high paying job without at least a bachelor's degree. Many jobs that initially required a high school diploma now require some college education due to their extremely complicated nature. As a result, attending college is one of the most important steps in preparing individuals for future careers. Secondly, people should attend college because they have a chance to gain new experiences. For many, this is the first time they have lives far away from their immediate families and relatives. In the college environment, students have an opportunity to do everything independently, therefore, they gain…...

Similar Documents

College

...To many high school students, college seems like a far away land, a mysterious place where everyone wants to be yet not many know how to get there. As children, our parents tell us how much time we have to think about college, and that it is too far down the line to think about. The truth is it is never too early to think about your future. I, like many people, put little thought into my future career and now am lost in an unfortunate mix of indecision and anxiety. Not knowing where you want to be in the future is a hard burden to bear. Many of us tend to find out that we only know what we do not want, not what we actually do want. Do we want to be poor? Absolutely not. Do we want a boring job? Of course we don’t. We all want our nice big house, white picket fence, and dog in the backyard. We also want to be happy. These next few paths are ways I might be able to achieve both. I have many different possible interests when it comes to my future. I hope to attend a four year college, and after graduation attend graduate school. Having gone to small schools my entire life, I prefer a small school. I am looking for a school with a tuition under $30,000, but would not rule out schools that aren’t significantly over my budget. I am open to the thoughts of leaving home, yet I am not sure I would survive on my own. None of preferences are set in stone and I am willing to try and consider new possibilities. When it comes to careers and majors, I have considered becoming...

Words: 1293 - Pages: 6

Options

...be transferred from one party to other parties. Futures and options serve different needs in the capital market and will forever be important elements on their own in every well diversified portfolio. A futures contract is a standardized contract between two parties to buy or sell a specified asset of standardized quantity and quality for a price agreed upon today (the futures price or strike price) with delivery and payment occurring at a specified future date, the delivery date. The contracts are negotiated at a futures exchange, which acts as an intermediary between the two parties. The party agreeing to buy the underlying asset in the future, the "buyer" of the contract, is said to be "long", and the party agreeing to sell the asset in the future, the "seller" of the contract, is said to be "short". The terminology reflects the expectations of the parties—the buyer hopes or expects that the asset price is going to increase, while the seller hopes or expects that it will decrease in near future. Buyers of the futures contracts put up a fraction of the price of the underlying asset when the contract is entered upon. This upfront payment is like the down payment you pay when buying a house, which means that the futures contract itself does not come with a premium. Buyers and sellers of futures contracts are also obligated to fulfill the futures contract agreement upon expiration but not buyers and sellers of options contracts. Because of this obligation, both parties are......

Words: 555 - Pages: 3

Reporting Options Available to Government Colleges and Universities

...What are the main reporting options available to government colleges and universities? Do they have to prepare fund statements? Explain. Universities are permitted to prepare financial statements the same way corporations report special purpose entities. In other words they can report business type enterprises as SPI’s and not report the funds in fund statements. Public colleges and university must follow GASB pronouncements like other governmental institutions. They are allowed to follow the same reporting requirements as other special-purpose governments with a loophole that requires a choice in reporting. They can report as a special-purpose entity engaging in business-type activities only, governmental-type activities only, or both. The main sources of revenue for public institutions are state appropriations and grants.  The AICPA reporting model is widely used.  Public colleges and universities must use the same FASB standards as other NFP entities. Governmental universities use the GASB statement no 34 to report business type activities. They use government-wide statements but do not use fund statements. They use a full accrual basis and report in consolidated financial statements. The government colleges and universities only engaged in governmental activities must present a fund statement using the structure specified in GASB statement #34. The main reporting options for government colleges and universities according to statement no. 34 states that “a......

Words: 646 - Pages: 3

Ltc Options

...Long Term Care Options: Don and Mary When a loved one is aging or ill the subject of long term care is discussed with family over dinner, with a social worker at a hospital, with friends at a neighborhood social. The dilemma of Don and Mary is faced by millions of families. According to Spencer, Patrick and Steele (2009) older adults would prefer to remain at home, although given several options, most would prefer not to be cared for by family and friends. What long term care options should Don consider for Mary and himself? Don is put in the position of having to explore options for long term care for his wife Mary and for himself. Based on the description of Mary’s illness, it appears she is in the severe stage of Alzheimer’s disease (AD) and requires total care of all functions including feeding, dressing, bathing (McSweeney-Feld & Oetjen, 2012, p71). People with Mary’s symptoms need the safe and structured around- the -clock care provided in a skilled nursing home facility. Don’s physical ailments have started to affect his ability to care for himself, although his mental faculties remain intact. An assumption is made that Don needs help in meeting some of his daily living needs such as meals, transportation to physician appointments, and probably the use of assistive living devices, such as a cane or walker for ambulation. While he could gain the assistance he needs from a home health aide and continue to live at home with some structural......

Words: 1555 - Pages: 7

It Options

...a) What are smart phones? Smart phones are based on the theory of having both a phone and a computer all in one package. They use the concepts of being able to talk, send text messages, and accessing the internet because of the integration of computer technology to the phone technology. You store and take pictures, videos, documents, and various other options. b) What changed from 1G cellular technology to 2G technology? The 2G technology change was that it included the use and implementation of all-digital transmission. This change was, “completely inadequate for web access, but it was good enough to introduce texting and the exchange of low-quality photographs.” (Panko, p.300) This helped take the phone business from a strictly voice option, to the introduction of text messaging. c) Compare typical 2G speeds with 3G speeds. There was a dramatic change in the speeds between 2G and 3G, which was somewhere in the region of 290 to 490 kpbs increase. The 2G speeds were roughly around 10 kpbs, but with the introduction of 3G technologies in the year 2000, changed the speed to 300-500 kpbs. d) What are likely to be typical download speeds for early 4G systems? The speeds that are projected and are the intended speeds are between 3 Mbps and 5 Mbps. e) What speeds will 4G support eventually? The next step in development will be the 4G systems and those should bring in speeds of around, “1 Gbps for stationary users and 100 Mbps for moving users.” (Panko,......

Words: 396 - Pages: 2

College

... The Cost of College In today’s society college education is needed to achieve a successful career. Jobs have become increasingly difficult to get without a college degree. I think that college education is getting costly especially in today’s economy. Although, I believe that people should go to college and comprehend the importance of higher learning, and to have access to higher social and economic class. “Therefore, one issue that most of college students face when getting a college education are tuitions bill and years of debt. As a consequence a higher percentage of dropout students that is increasing date to date.” (Eduardo Porter) After I graduate high school I had struggled for money to pay for college which I think it is very hard once you are used to free education all your life. Thereof, paying so much money for a higher education is bringing the number down of students who are earning a degree, and is declining over the years. I believe that it is much easier for `students who come from an wealthy family that have opportunity to enroll in college right out of high school because they can afford it. However for students in a lower income family like me tuition rates make that near impossible. I believe that if high schools refocus on training students for jobs that lead directly to apprenticeships it could lead the student to a well-paying employment that increase income to be able to afford college cost . I have been......

Words: 927 - Pages: 4

Options

...Manual t/a ‘Business Finance’ 8e, by Peirson et al. 365 19 (e) i = e j − 1 = e0.18 − 1 = 19.7217 per cent 15. Interest rate (achieved over 54 days) is: $93 323 − $91 107 $91 107 $2 216 $91107 = 2.4323048 per cent = The number of 54-day periods in one year is: 365 = 6.759259259. 54 Therefore, the effective annual interest rate is: i = (1.024323048)6.759259259 – 1 = 17.6376 per cent. The effective annual interest rate is 17.6376 per cent. 16. The discount offered is 0.005 × $8 465.95 = $42.33 if payment is made within 7 days. Therefore, if the discount is taken, the purchaser (University Garden Supplies Ltd) must pay $8465.95 – $42.33 = $8423.62. It is assumed that the purchaser will pay as late as possible, within each option. That is, the purchaser will pay either $8423.62 on Day 7 or $8465.95 on Day 30. An equally attractive investment must therefore earn $42.33 on an investment of $8423.62 over a 23-day period. Therefore, the implicit interest rate (achieved over 23 days) is: $42.33 = 0.5025155 per cent $8423.62 The number of 23-day periods in one year is 365/23. Therefore, the effective annual interest rate implicit in the discount offer is: Solutions Manual t/a ‘Business Finance’ 8e, by Peirson et al. 20 (1.005025155)365/23 – 1 = (1.005025155)15.86956522 – 1 = 8.28 per cent 17. The interest rates paid are: 8 × 9.15 per cent = 6.1 per cent 12 6 × 8.45 per cent = 4.225 per cent 12 10 × 8.16 per cent = 6.8 per cent 12 The interest rate earned...

Words: 4475 - Pages: 18

College

...A college education opens doors for many opportunities for those who pursue one. Obtaining a college education is not an easy feat, especially if it is postponed until after you have a spouse, children and a full time job. We as parents need to realize the positive influence we can have on our children’s future plans and pursuits. Most parents want the best for their children; they want to see them succeed in life. One way to help ensure their success is by influencing their decision to pursue a college education when there is less distractions in their life, which is right after high school. If our children choose not to attend college after high school, life might become so occupied with other things it may postpone or prevent our children from obtaining a college degree. Speaking as a parent who first entered the work force and started a family, I understand how difficult it is attending college in the midst of raising a family. The stress is real, and the pressure is felt by all, when a working mother or father begins to obtain a college education. Granted, there are benefits to taking a year off after high school in order to regroup and relax, but the risk of not returning is highly possibly. Attending college right out of high school is the preferable option, and we as parents should encourage our children to make this most sensible choice. College conversations with our children should start early. Many parents begin to discuss college with their......

Words: 332 - Pages: 2

Career Options

...| CAREER OPTIONS | AET / 500 | | Donna MayhewProfessor Shaitaisha WinstonMonday 5th May 2014 | | TWO YEAR COLLEGE PROFESSOR OUTLINE JOB DESCRIPTION * PROVIDE INSTRUCTION FOR 100 AND 200 LEVEL EDUCATION COURSES;  * ASSIST WITH THE RECRUITMENT OF STUDENTS * ESTABLISH AND MONITOR FIELD EXPERIENCE FOR STUDENTS INTERESTED IN EDUCATION. * ADVISE AND MENTOR STUDENTS;  * ASSIST WITH CURRICULUM DEVELOPMENT AND ASSESSMENT OF EDUCATION COURSES;  * ENSURE COMPLIANCE WITH GEORGIA PROFESSIONAL STANDARDS COMMISSION WITH THE EDUCATION CURRICULUM. * BUILD NEW RELATIONSHIPS AND STRENGTHEN EXISTING RELATIONSHIPS WITH TRANSFER INSTITUTIONS DEEMED CRITICAL TO THE GROWTH OF THE EDUCATION DISCIPLINE IN PARTNERSHIP WITH THE ACADEMIC DEAN;  * ENHANCE AND ENABLE THE USE OF TECHNOLOGY IN THE CLASSROOM;  * SERVE AS PRODUCTIVE MEMBER OF THE COLLEGE FACULTY EXPERIENCE REQUIRED * MASTER'S DEGREE IN EDUCATION WITH AT LEAST 18 GRADUATE SEMESTER HOURS IN EDUCATION  * THREE TO FIVE YEARS TEACHING EXPERIENCE SKILLS REQUIRED * COMMUNICATION SKILLS * WRITING SKILLS * CRITICAL THINKING SKILLS * INTERPERSONAL SKILLS COMPENSATION PACKAGE * THIS IS THE MEAN AVERAGE FOR PROFESSORS IN A 2 YEAR COLLEGE $68,970 * THIS COLLEGE DID NOT HAVE A COMPENSATION PACKAGE ATTACHED TO HIRING REVIEW. JOB PROSPECTS * DEAN OF STUDENT AFFAIRS TRAINING AND DEVELPOMENT MANAGERS OUTLINE JOB DESCRIPTION * ASSESS NEEDS FOR TRAINING. ...

Words: 325 - Pages: 2

College

...are not infallible statements of right/wrong, and they should not be used [Passive voice ] as grading elements. Also, [Remove comma (unless introducing a nonrestrictive phrase)] at present, WritePoint cannot detect quotations or block-quotes, so comments in those areas should be ignored [Passive voice ] . Please see the other helpful writing resources in the Tutorials and Guides section of the Center for Writing Excellence. Thank you for using WritePoint. For Most of us [Use "we," "us," or "our" to mean yourself and coauthors, not general humanity (or yourself and the reader)] , college is another milestone; however [Place comma after "however"] most of us need help with the cost. There are ["There are" is an awkward phrase if "there" is not clearly a location] many options available to us. The most popular among them all is taking out loans. Taking out loans is very helpful on the other hand ["on the other hand" is a parenthetical phrase, an aside made to the reader, a sort of "shared pause." Usually a comma should precede it (and one should follow it if not at the end of a sentence)] , there are certain aspects that should be reviewed [Passive voice ] when taking out a loan. One of the most effective ways is to plan ahead. Planning expenses ahead of time can be an exceptional way of charting what leisure money their have and what bills have to be paid. Adding up tuition and school expenses......

Words: 1175 - Pages: 5

Options

...news. How might you use options to protect yourself against the risk of a price decline? How might you “subsidize” some or all of the cost of protection? Comment on the risks of your chosen “subsidy” strategy. 1) If we are concerned about the possibility of bad news, to protect ourselves we would buy puts to insure our stock. The put price on Feb. 1994 is $1.125 | ST<$55 | ST >$55 | Value of stock | ST-$55 | ST-$55 | Value of buying put | $55- ST – $1.125 | -$1.125 | Total Value | -$1.125 | ST-$56.125 | 2) If I want to subsidize the cost of buying put, I can write some call. The call price on Feb. 1994 is $1.375. If writing $1.125/$1.375=0.818 shares of call, we can subsidize the cost completely. | ST<$55 | ST >$55 | Value of stock | ST-$55 | ST-$55 | Value of buying put | $55- ST – $1.125 | -$1.125 | Value of writing call | 0.818*$1.375 | 0.818($1.375+$55- ST) | Total Value | 0 | 0.182 *(ST-$55) | 3) I sacrifice a part of potential upside return to subsidize the cost of buying puts QUESTION 4 Compare the prices of options on Lotus and AT&T. Why are options with identical strike prices and maturity dates written on stocks with identical prices selling for different prices? Do options on one of these two stocks provide investors with superior investment opportunities? If all else equal, volatility determines price * According to Black Scholes, volatility is the only variable that affects option pricing, given all......

Words: 1137 - Pages: 5

College

...Casey Truong Professor Amanda Smith English 1A November 13, 2014 “How to Survive on a College Budget” Ever hear the term, “I’m on a college budget?” It goes without saying that there is a stereotype that college students do not have much money to spare after working, whether it is to pay for tuition, textbooks, food, or perhaps even all of the above. There is no doubt that the typical college student is financially hanging on the rim or flat out broke. Even with financial aid and scholarships, college will always be an expensive part of a developing adult’s life. However, there are always ways to save money as a student to avoid overspending and going broke. The best was to save money for anyone is to make sure where your money is going and keeping track of how much is being spent monthly, weekly, or even daily. By creating a budget, not only will you develop better spending habits, you learn the difference between what you want and what you need. I personally happened to be an impulse shopper when I first received my debit card, especially after seeing a hard to pass deal. Before I learned various tactics on how to budget my money, I would receive dozens of promotion emails from places I don’t shop at often. I noticed that I would catch myself spending hours and hours browsing through websites that would have never sparked my interest without the emails, and sometimes, I would find myself making large purchases because of free shipping over fifty......

Words: 841 - Pages: 4

College

...Are Too Many People Going to College by Charles Murray Whether people are going to college or not has been and still is a big decision to this day. College brings along time and financial commitments that you have to have. Charles Murray said “Their object is not to make skillful lawyers, or physicians, or engineers, but capable and cultivated human beings.”(Murray 222) He wants to know if there are too many people going to college just because they can afford it or do they actually want to become a more educated human being. Education has always been an important factor in life. Core knowledge, which is students learning about Apollo 11, Susan B.Anthony, Martin Luther King, Jr,Freedom Riders, and the Pilgrims, should start in kindergarten and go all the way through high school. It’s important for them to know that our country has come a long way and what we have been through has made us the Americans we are today. High school has also made a decision to go a little further with their core knowledge. They decided not to let their students expand their knowledge by having AP classes (college level classes) that they can take if they would like. Once the high school student transitions into a college freshman, they should be well prepared. Prepared to succeed in college not only because they can afford it, but they want to better their education to get a good paying career. If someone doesn’t need to go to college for their career, then they shouldn’t go. That would be a......

Words: 1319 - Pages: 6

College

...“Some people get an education without going to college. The rest get it after they get out.” (Twain 1) Is Mark Twain right, could college be a complete waste of time and money? Caroline Bird would agree with Twain on his implied view of college being a utter waste. Bird questions the real motive behind receiving a college education and depicts her view onto the minds of many college students in todays world. Mike Rose in his article about “Blue-Collar Brilliance” as well as Brent Staples in his writing about “Why Colleges Shower Their Students with A’s” make several valid, relative points that correlate with Bird’s belief on college being a complete waste of both time and money. Bird’s argument can be valid under the circumstance that one becomes unusually successful in a blue collar career, a student is simply given grades instead of earned and many other situations that go outside the traditional aspects of society and education. I, however, strongly disagree with Bird’s belief that college is a waste of time and money because despite her assertion that it is an expensive, time consuming commitment and the initial intention may be influenced by parents or societal pressures, the student will eventually gain a desire to learn and pursue a career if college is the right path for them. Even though I may not agree, Bird supports her argument very well with both statistics and convincing input. By stating that “no more than 25 percent of students are turned on by ...

Words: 1688 - Pages: 7

Colleges

...Some private liberal arts colleges are starting a pilot program which offering graduates help with repaying their student loans. These options are offer to graduates in order to boost enrollments in tough economics times. The president of Alma (Mich.) college, Jeff Abernathy testing out the program with about 10 students and at least seven other schools mostly Christian’s colleges. The loan program gives student a safety net if job obtain payless than $20,000 a year the loan repayment plan will cover that year’s payments. Also under the Huntington plan participating students pay nothing for the benefits if a student or parent when borrowing earned less than $40,000 a year this plan will help cover up to $90,000. Matthew Osborne, a vice president at Michigan Spring Arbor University says “gratitude allows for a better relationship” he quotes “And better relations allow for opportunity for better alumni donations down the road.” Authors: Mary Beth Marklein; USA TODAY 06/13/2011 Colleges offer grads help repaying loans Abstracts in Social Gerontology Date: 11/29/2011 Failing to make payments on a federal student loan for a sufficient amount of months will consider the loan to be in default. Defaults on student loans rose to 6.7% in the fiscal year 2007 from 5.2% a year earlier, the highest default rate since 1998. Default loans can be turned over to collection agency, and the federal government can garnish your wages without going to......

Words: 427 - Pages: 2

Wolf Creek | ألعاب الطفل | Apple Swot Case Study