Hcs/235

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Submitted By mmlilly
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Discussion Questions Week 4
Team C
HCS/235
April 2, 2012
Dr. David Bull

Discussion Questions Week 4

• What could be done to slow health care expenditures? We feel one way to slow down health care expenditures is for people to become more cautious of going to the emergency room for everything, especially those emergencies that are not considered “real emergencies”. We also feel that postponing certain elective surgeries and using more generic drugs would also help.

• How could health care be financed in the future? We feel in the future the health care industry will be a consumer driven system. In this system individuals would be best protectors of their own health care dollars. In today’s system, patients have been totally removed from the cost of care, but with the consumer driven system, t=patients can be more motivated and engaged.

• What are your thoughts on universal health insurance? We feel this idea would be good as everyone would have access to affordable, high quality health care.

• What are some of the financial barriers to acquiring health insurance in your workplace? If your employer is covering a small group of employees, they should cover the entire premium. However, if you are employed by a large organization, the employer is only obligated to cover a portion of your premium, if offered because they will cover some of the cost of your insurance. It could become very expensive and this may interfere with certain incentives at work, including bonuses and raises.

• What issues/problems/changes have you experienced in your personal health care coverage? We all have seen an increase in our insurance premiums.

• Who is going to pay for the baby boomer explosion when the Medicare trust fund is insolvent? Upon exhaustion of Medicare's trust fund, dedicated revenue will be able to…...

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