Jpmorgan Chasse

In: Business and Management

Submitted By marcfiofficial
Words 2651
Pages 11
Assignment five: Persuasive paper part 3: possible Disadvantages, Answers, with Visuals

Marc Fiston
Professor: Susan Sgroi
English 215
Strayer University

September 3rd, 2014
Topic: should regulations regarding the use of cell phones while driving be standardized?
The use cell phones have spread like wild fire in the last ten years. It has become a part of everyday life for many Americans citizens, and a good number of people depend on them to carry out daily operations. Unfortunately, many accidents have taken place in the ten years due to the use of cell phones while on the road. The leads to believe that if people cannot concentrate on the road while talking or texting on cell phones they should not have a cell phone near them at all while driving.
The purpose of this research is to discover if texting while driving is the leading cause of automobile accidents of today. Society does not view texting while driving as a safe practice. There are many articles, news reports, and laws passed on texting while operating a vehicle because of the danger associated with the act. Texting while driving causes numerous of problems such as: distraction from the road, a decrease of attention once he or she turns away from the road in responding to a text, and limiting physical ability because texting requires the use of one or both hands to reply to messages. These are some of the issues researchers investigate in finding a conclusion to if the individuals should or should not text while operating a vehicle. Solving the problem of texting while driving is important to Team A because it will reduce the number of accidents connected to texting while driving. According to Statistics and Facts about Distracted Driving, “the percentage of drivers visibly manipulating hand-held devices while driving was higher among females (0.7%) than among males (0.5%). With technology…...

Similar Documents

Healthcare System Ummc of all “bureaucratic restraints” began operating more efficiently (Smitherman, 2008). Since 1984, several hospitals joined UMMS. Baltimore Washington Center along with Mt. Washington Pediatric joined UMMS in 1996, Chester River Health recently joined in July 2008, Kernan Orthopedic Hospital joined back in 1985, Maryland General joined in 1999, UMMC (flagship hospital) joined in 1984, Shore Health came on board in 2006, and University Specialty was purchased in 1996. These various hospitals work synergistically; providing patients with the best care possible. UMMS Mission and Vision UMMS’ mission is to provide tertiary care to Maryland and neighboring areas (Chasse, 2007). The system seeks to deliver comprehensive care to patients while serving as a premier health research center in the community (Chasse, 2007). UMMS’ operating plan addresses five key strategies for achieving the above mission. The first strategy or pillar is to enhance workforce communications and communication (UMMC, 2008). All constituencies do so by improving employee survey scores in key areas like: physical work environment, resource utilization, and better communication with leadership. The second strategy for success involves retaining qualified clinical staff. All too often, clinicians or administrators who are competent leave due to political strife and internal division. UMMS hopes to decrease turnover rates by implementing the “Nursing Professional Advancement Model” (UMMC, 2008). With......

Words: 2585 - Pages: 11

Jpmorgan Matrix Structure

... managing NOW! Gary Dessler Florida International University Jean Phillips Rutgers University Houghton Mifflin Company Boston New York To Samantha Vice President, Executive Publisher: George Hoffman Executive Sponsoring Editor: Lisé Johnson Senior Marketing Manager: Nicole Hamm Development Editor: Julia Perez Cover Design Manager: Anne S. Katzeff Senior Photo Editor: Jennifer Meyer Dare Senior Project Editor: Nancy Blodget Editorial Assistant: Jill Clark Art and Design Manager: Jill Haber Senior Composition Buyer: Chuck Dutton Cover photo credits Main image: © Bryan F. Peterson/CORBIS Lower left image: © Stockbyte/Getty Images Lower right image: © David Oliver/Getty Images Additional photo credits are listed on page 516. Copyright © 2008 by Houghton Mifflin Company. All rights reserved. No part of this work may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying and recording, or by any information storage or retrieval system without the prior written permission of Houghton Mifflin Company unless such copying is expressly permitted by federal copyright law. Address inquiries to College Permissions, Houghton Mifflin Company, 222 Berkeley Street, Boston, MA 02116-3764. Printed in the U.S.A. Library of Congress Control Number: 2007924351 Instructor’s exam copy : ISBN-13: 978-0-618-83347-4 ISBN-10: 0-618-83347-1 For orders, use student text ISBNs: ISBN-13: 978-0-618-74163-2 ISBN-10: 0-618-74163-1 1 2 3 4 5 6...

Words: 96057 - Pages: 385

Jpmorgan Chase

...JPMorgan Chase LEG100 Professor Cheri Reiser 03/04/2013 Discuss how administrative agencies like the Securities and Exchange Commission (SEC) or the Commodities Futures Trading Commission (CFTC) take action in order to be effective in preventing high-risk gambles in securities / banking, a foundation of the economy. In the summer of 2012, JPMorgan Chase, the biggest U.S. bank, announced trading losses from investment decisions made by its Chief Investment Office (CIO) of $5.8 billion. The Securities and Exchange Commission (SEC) was provided falsified first quarter reports that concealed this massive loss. The mission of the U.S. Securities and Exchange Commission is to protect investors, maintain fair, orderly, and efficient markets, and facilitate capital formation. Requiring public companies to disclose meaningful financial information to the public is an effective approach the SEC takes in order to assure the securities of this nation (U.S. Securities and Exchange Commission). This helps investors prevent high-risk gambles and allows them to make sound decisions when deciding on which companies to invest in. The Commodity Futures Trading Commission regulates the commodity futures and options markets. Its goals include the promotion of competitive and efficient futures markets and the protection of investors against manipulation, abusive trade practices and fraud (U.S. Securities and Exchange Commission). Both the SEC and the CFTC played a role in......

Words: 1236 - Pages: 5

Jpmorgan Chase

...Chemical and Manufacturers Hanover) into one firm under the name of J.P. Morgan Chase & Co. In 2004, Bank One Corp. merged with J.P. Morgan Chase & Co. The New York Times said the merger "would realign the competitive landscape for banks" by uniting the investment and commercial banking skills of J.P. Morgan Chase with the consumer banking strengths of Bank One. In 2008, JPMorgan Chase & Co. acquired The Bear Stearns Companies Inc., strengthening its capabilities across a broad range of businesses, including prime brokerage, cash clearing and energy trading globally. Also in 2008, JPMorgan Chase & Co. acquired the deposits, assets and certain liabilities of Washington Mutual's banking operations. This acquisition expanded Chase's consumer branch network into California, Florida and Washington State and created the nation's second-largest branch network — with locations reaching 42% of the U.S. population. In 2010, J.P. Morgan acquired full ownership of its U.K. joint venture, J.P. Morgan Cazenove, one of Britain's premier investment banks ( After all the changes in the past ten years the bank has also made numerous internal changes. The hierarchy expanded as new divisions have been created, but like many large empires weakness develops. One of the signs proving there is weakness is the various changes in the direction the company makes. For many years the company was investment......

Words: 813 - Pages: 4

Jpmorgan Chase

...the entire risk of any use made of this information. MSCI, its affiliates and any third party involved in, or related to, computing or compiling the information hereby expressly disclaim all warranties of originality, accuracy, completeness, merchantability or fitness for a particular purpose with respect to any of this information. Without limiting any of the foregoing, in no event shall MSCI, any of its affiliates or any third party involved in, or related to, computing or compiling the information have any liability for any damages of any kind. MSCI, Morgan Stanley Capital International and the MSCI indexes are services marks of MSCI and its affiliates. Legal Entities Disclosures U.S.: JPMS is a member of NYSE, FINRA, SIPC and the NFA. JPMorgan Chase Bank, N.A. is a member of FDIC and is authorized and regulated in the UK by the Financial Services Authority. U.K.: J.P. Morgan Securities Ltd. (JPMSL) is a member of the London Stock Exchange and is authorized and regulated by the Financial Services Authority. Registered in England & Wales No. 2711006. Registered Office 125 London Wall, London EC2Y 5AJ. South Africa: J.P. Morgan Equities Limited is a member of the Johannesburg Securities Exchange and is regulated by the FSB. Hong Kong: J.P. Morgan Securities (Asia Pacific) Limited (CE number AAJ321) is regulated by the Hong Kong Monetary Authority and the Securities and Futures Commission in Hong Kong. Korea: J.P. Morgan Securities (Far East) Ltd, Seoul Branch, is regulated......

Words: 8856 - Pages: 36

Jpmorgan Chase

...Week 8 Assignment 2: Joshua Baker Leg100 Instructor: Prof. Madhavi Basnet-Karki Tuesday, November 26, 2013 In the summer of 2012, JPMorgan Chase, the biggest U.S. bank, announced trading losses from investment decisions made by its Chief Investment Office (CIO) of $5.8 billion. The Securities and Exchange Commission (SEC) was provided falsified first quarter reports that concealed this massive loss. Now we are going to discuss how administrative agencies like the Securities and Exchange Commission (SEC) or the Commodities Futures Trading Commission (CFTC) take action in order to be effective in preventing high-risk gambles in securities / banking, a foundation of the economy. The foundation of the United States economy is the banking industry and the American people need protection from the high risk gambles that these securities participate in. We need to understand how the Securities and Exchange Commission provides that protection. The SEC creates laws and rules that govern the banking industry in order to be effective in protecting the public. These regulations are derived from a simple and straightforward concept: all investors, whether large institutions or private individuals, should have access to certain basic facts about an investment prior to buying it, and so long as they hold it. In order to accomplish this, the SEC requires public companies to disclose meaningful financial and other......

Words: 1679 - Pages: 7


...JPMORGAN CHASE RADEGUNDA MOSHA BUSINESS LAW 1 PROF. AALIYAH MOHAMAD AUGUST 25, 2013. REFERENCE Constance E. Bagley. Seventh Edition. Administrative agencies are agencies created by the legislative branch of government to administer laws pertaining to specific areas such as taxes, transportation and labor. The Securities Exchange Commission and the Commodities Future Trading Commission are independent agencies that are legally charged with regulating and providing guidelines for the trading and exchange of the goods, services within their respective jurisdictions. The security act of 1934 has fully empowered the Security exchange commission the power to discipline individuals and entities that are regulated in breach of industry rules and regulation. The Commodities Future Trading Commission on the other hand was created in 1974 to protect individuals, the public and industry players from manipulating, fraud and potentially abusive practices. The mission of Securities and Exchange Commissions is to protect investors, maintain fair, orderly and efficient markets and facilitate capital formation. Requiring public companies to disclose meaningful financial information to the public is an effective approach of the Security Exchange Commission takes in order to assure the security......

Words: 1758 - Pages: 8


...Momentum 2014 Middle-Market Private Equity Outlook A CohnReznick LLP Report FEBRUARY 2014 Table of Contents Today’s Private Equity Business Environment.................1 Critical Issues Facing Private Equity in 2014...................6 Private Equity Due Diligence Focus................................24 The Road Ahead..................................................................29 A CohnReznick Report 3 Preface The private equity (PE) industry is well-positioned for an optimistic 2014. After five challenging years, there were a number of positive developments for the industry in 2013, including a rebound in fundraising and a record $120 billion returned to investors in private equity. mo • men • tum noun: the impetus gained by a moving object Overall, 2013 will be remembered as a solid year for private equity. Although the year started off slowly, activity picked up considerably in the second half, particularly in the world of exits. The fourth quarter of 2013 was one of the strongest quarters on record for PE exits, attributable largely to a robust IPO market. The key topic that must be considered in projecting the industry’s outlook for 2014 is whether it can build upon this momentum, or whether the industry’s capital overhang and competition for quality deals will prove too great a resistive force. While we’ll analyze the industry in its broadest sense, our focus is decidedly on the outlook for middle-market private equity firms―those firms......

Words: 12367 - Pages: 50

Jpmorgan Chase

...ASSIGNMENT 1: SOCIAL MEDIA BESSIE BEARD PROFESSOR SAMUEL CHRISTIAN BUSINESS LAW 100 11 August 2014 In attempts to survive E-commerce and rapidly evolving technological advances, businesses are looking to social media marketing to predict and take advantage of increasing consumer buying power on the web. It’s no secret that consumers are actively perusing social media for the best prices, variety, and reviews of products and businesses as they make purchases for everyday needs and specialty items. In many instances, consumers have traded instant gratification from in-store purchases with the satisfaction of cost savings from items bought online. At the vanguard of such a decision to shop online rather than in-store is convenience. The web is the ultimate one stop shop. Big businesses, such as Wal-Mart, Target, Nike, and Best Buy offer all of their products online at reduced pricing and special deals. So, how does a business preserve its market-share and profitability in the web-based marketplace? It looks to social media. Social media outlets assist businesses in not only maintaining their customer base but also increasing the audience that sees and purchases its products. One such social media outlet is Facebook. Not only are companies paying Facebook to advertise their products and services, but they are also creating company Facebook pages to market to consumers and address concerns with products and services. Consumers are able to rate and review the products......

Words: 1627 - Pages: 7

Jpmorgan Ifrs Challenges

...years, the United States of America may added to the list. JPMorgan Chase, America’s largest bank, has shown hesitation of implementing the judgment-based International Financial Reporting Standards for several reasons, a main one being the complexity of switching a multi-trillion dollar company’s accounting standards. Specifically, the difference in reporting of derivative assets from Generally Accepted Accounting Principles to International Financial Reporting Standards is one of the main challenges. SNL Financial, a data collection company, ranks the world’s banks based on their assets, which are reported by each firm according to their current method of accounting reporting. In January of 2014, they ranked JPMorgan Chase as the sixth largest bank in the world, with $2.463 trillion in assets. (PRWeb). The largest bank in the world was reported to be the Industrial & Commercial Bank of China, with $3.062 trillion in assets. The difference between the two banks, is that JPMorgan Chase reports assets under U.S. Generally Accepted Accounting Principles, while the Industrial & Commercial Bank of China uses International Financial Reporting Standards. According to SNL Financial, JPMorgan Chase would be the largest bank in the world if they used International Financial Reporting Standards accounting principles. This jump in five ranking spots would be because under the Generally Accepted Accounting Principles, JPMorgan Chase reports the net amount of derivative assets on......

Words: 1275 - Pages: 6

Jpmorgan Chase

...JPMorgan Chase I. Abstract The credit derivatives were introduced in the early 1990s, as large derivatives dealer searched for ways to transfer risk in financial markets. Although the financial innovations have only been used for decades, activity in credit derivations has grown rapidly. According to the Bank for International Settlement, the credit derivatives market reaches $21 trillion in 2014, and the main players for credit derivatives are investment banks, corporations or insurance companies. (Bank for International Settlement, 2014) Credit derivatives are relatively complex financial instrument, since it utilizes the leverage technique to mitigate the credit risk. One the one hand, credit derivatives allow banks to mitigate credit risk, reduce undesired risks and customize their risk profiles. On the other hand, the use of credit derivatives contains potential risks to the company since the market is still new. Users of credit derivatives must recognize and mange numerous associated risks. In fact, the historical evidence has shown that credit derivatives are the major causes to financial crisis. (Borodovsky & Lore, 2000) Although it is important to assess credit risk and market risk in the bank investment, operational risk is the fundamental part to the ultimate success of investment. “Operational risk is the risk of a breakdown in the operations of the derivatives program or risk management system.” (Chance & Brooks, 2012) Operational risk was generally......

Words: 2342 - Pages: 10

Jpmorgan Mortage

...Derivatives Analysis (2015 Term 1B) – Project Report Group Member: Zhou Xu Gu Hui Chen Fengyun Deng Xinping Yuan Zhongping Guan Tingting Lee Kong Chian School of Business Singapore Management University 5 November 2015 Table of Contents 1. Introduction 3 2. Background 3 2.1 Amaranth Overview 3 2.2 Natural Gas Market 4 2.3 Events in September 2006 5 3. Trading Strategy 7 3.1 Basic Strategy 7 3.2 Rationale for the Strategy 8 4. Risk Management 10 4.1 Market Risk 10 4.2 Liquidity Risk 11 4.3 Funding Risk 11 5. Conclusion 12 1. Introduction On September 18, 2006, Nick Maounis, the founder of Amaranth Advisors LLC, issued a letter to his investor states that it had lost $4 billion, about half of the $9.25 billion fund, largely due to its activities in natural gas futures and options market in September, After less than two weeks of the announcement, at the date that Amaranth being liquidated, these loss aggravated to $6.6 billion. The tremendous loss making Amaranth’s collapse the third largest trading loss in the history. In this paper, we are going to analyse the background of the company, the strategy of Amaranth’s activity and the risk involves in it, in order to get a comprehensive understanding of the causes and details of the Amaranth’s Collapse. Background Amaranth Overview Amaranth Advisor L.L.C was a hedge fund opened by Mr. Nicholas Maounis in Greenwich, Connecticut, which was a town owning many......

Words: 3322 - Pages: 14

Synthèse Sur La Chasse

...SYNTHÈSE SUR LA CHASSE Les hommes ont un regard qui diffère concernant la chasse. Il peut s’agir d’une nécessité, d’une nature, d’un loisir ou d’une aberration. Le récit sur le monde rural paru en 1925, Raboliot, de l’écrivain français Maurice GENEVOIX, tout comme certaines des observations faites par les sociologues au CNRS, Monique et Michel PINÇON, suite à leur enquête sur l’ensemble du monde de la chasse et quelques résultats extrait du sondage obtenus auprès des français dans la revue Science et Nature d’octobre-novembre 1998, mettent l’accent sur les êtres qui sont favorables à la chasse et qui considèrent qu’elle est un bienfait pour la nature. La déclaration du chef indien au président des Etats-Unis d’Amérique ainsi que les autres observations des sociologues au CNRS et certains des résultats obtenus des français par la revue montrent que la chasse est une pratique désapprouvée sauf si elle est indispensable à la survie. Activité controversée, la chasse est-elle dépendante de la perception que l’homme a de la nature ? Les individus ont une image de la relation avec l’animal ainsi que du sens de la vie. La chasse est une activité controversée qui oppose les chasseurs aux anti-chasseurs. Comme dans le récit de l’écrivain français, Raboliot, on s’aperçoit que les français sont à 54% favorables au maintien de la chasse. Les indiens eux ne conçoivent pas que la chasse soit pratiquée à des fins autres que la survie comme nous l’explique le chef Joseph dans sa......

Words: 714 - Pages: 3


...Company Research JPMorgan Chase was founded by Aaron Burr. It was built on the foundation of more than 1,000 predecessor institutions that have merged to form the company. The well- known heritage banks include JPMorgan and Co., The Chase Manhattan Bank, Bank One, Manufactures Hanover Trust Co., Chemical Bank, and The First National Bank of Detroit ( JPMorgan predecessors were the introducers of the first automated teller machine (ATM). The ATM revolutionized banking by allowing customers to conduct transactions from almost any ATM in the world. The Chemical Bank was the first bank in the country to allow customers to withdraw cash 24 hours a day. The Chase Manhattan Bank introduced the Chase Money Card, the first Visa debit card offered by a bank in New York. The predecessors were also the first to develop one of the earliest online home banking services. Today, JPMorgan Chase is one of the largest bank holding companies in the United States. JPMorgan is a leader in asset management, investment banking, private banking, treasury and securities services, and commercial banking. The company services large franchises, corporations, institutional investors, hedge funds, governments, health care organizations, educational institutions, and individuals. JPMorgan has over two trillion dollars in assets and has over five thousand branches in several states. JPMorgan Chase is also one of the top lenders and credit card issuers. The company operates globally in......

Words: 3751 - Pages: 16

Jpmorgan Chase’s Environmental Forces

...General Environment Forces The financial crisis and the way that the American people viewed the nation’s financial institutions are two major indirect forces that that Chase bank had to deal with. The financial crisis the US has been dealing with for the past 3 years and is still currently trying to overcome today was triggered in part by the United States banking system (Whitney, 2010); because of this there was a tremendous collapse of some of our major financial institutions, the bailout of banks by national governments, and a stock markets plummeting everywhere around us (Whitney, 2010) In many areas, the number of evictions, and foreclosures rose to insane heights; the housing market experienced a huge hit (Whitney, 2010). The financial crisis in 2007 is considered by many economists to be the worst since the Great Depression of 1930 (Pendery, 2009). It has contributed to the failure of many key businesses, the decline in consumer wealth, substantial financial assistances by the United States governments, and a significant decline in economic activity. (Baily, & Elliot, 2009) The cry out for assistance was heard, “President Bush, in a televised address Friday morning, said the nation's economy is at risk, adding he believed that Congress will move quickly on a bailout proposal.” "We've got a big problem," he said. (Ellis & Sahadi, 2008) Henry Paulson, Treasury Secretary, proposed an act which he believed would help alleviate some of the issues during this financial......

Words: 347 - Pages: 2

[AniDL] Akage no Anne | Anne of Green Gables [10bit x265 720p BD English Subbed][IamTsukasa] | Serrapeptase 250,000IU Tabs (30 pack) Mega Potency,enteric coated [Lindens 5996] | Robin Hodge