Unemployment and Health Care

In: Social Issues

Submitted By eleahg50
Words 1380
Pages 6
Unemployment and Health Care

Unemployment and Health Care
According to Doty, M., Collins, S., Robertson, R., and Garber, T. (2011), the United States economy is at its worst since the Great Depression of the 1930’s. 13.9 million citizens are estimated to be out of work. Sixty percent of Americans get their health insurance through their employer; job loss most often equals health care benefit loss.
Nearly three quarters of the adults who were laid of from their jobs and are uninsured delay getting health care or filling prescriptions because it is too expensive. The consequences are devastating in terms of individual and family health. Financially the devastation comes from huge medical debt, incurred during an already stressful time.
There are few affordable insurance options for private health care plans. Public health insurance programs such as Medicaid and CHIP (Children’s Health Insurance Program) are available to only pregnant women, children, and parents with very low incomes. Childless adults are covered by less than half of the states. Adults under sixty-five years old could not find an individual plan that they could afford and thirty five percent were turned down because of a pre-existing health problem. Doty, M. (2011), states that individuals who purchase COBRA coverage may pay up to six times more for their coverage than when they were an employee. This is impossible for most unemployed people to afford and as a result most do not buy coverage.
According to Lyons, B., Paradise, J., Perry, M., and Rudowitz, R. (2008), the impact of the economy has caused some families to experience drastic changes in their lives. They have lost their jobs, income and health coverage. They are juggling bills, paying some and skipping others. They are looking for work but are unable to find employment that pays as well or provides comparable health…...

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